Referral Scheme

WHO CAN YOU REFER:

You can refer firms that provide:

• personal insolvency firms that offer individual voluntary arrangements (IVAs) and/or protected trust deeds (PTDs) with a licensed insolvency practitioner; or

• firms offering debt management plans (DMPs) and/or debt arrangement schemes (DAS) who are authorised and regulated by the financial conduct authority (FCA).

There will be no limit to the number of referrals you can make to us. Unless a referral is, or forms part of, a group of companies, each referral will be treated on an individual basis with its own referral fee being payable to you by us upon meeting the criteria as set out in these terms and conditions.

HOW TO REFER:

You can make a referral to us by email, post, telephone, by completing our online contact form.

When making a referral you must provide us with the:

• full name of the organisation;

• full name of a contact at the organisation;

• email address of the contact at the organisation;

• telephone number of the contact at the organisation;

• full address of the organisation;

• your full name;

• your email address; and

• your telephone number.

By making a referral to us (or by otherwise notifying us that you accept these terms and conditions), you agree to be bound by these terms and conditions.

REFERRAL FEES

If your referral enters into a contract with us for a minimum of 6 months, you will receive the following based on the number of cases they have at the start of their contract with us:

Number of cases Referral Fee

0 - 1,000 £500

1,001 - 5,000 £750

5,001 + £1,000

You will be given the choice of whether the referral fee is to be paid via bank transfer or in gift vouchers. Should you choose to be paid in gift vouchers, you will be able to request your preferred retailer for where the gift vouchers can be used. If your preferred retailer does not offer gift vouchers, or if gift vouchers cannot be safely purchased for you, we will ask you to submit another preferred retailer. If, after a second selection of your preferred retailer we still cannot provide you with the gift vouchers, we will default to purchasing gift vouchers to the value of the referral fee with Amazon.co.uk.

Gift vouchers will be sent to you via email, and we will confirm your email address in advance of purchasing any gift vouchers agreed. We do not accept any liability for any gift vouchers that are lost, stolen, used fraudulently, expire, misused unlawfully, terminated by the issuer as per their own terms and conditions, or any other actions that result in permanent loss of funds, either by you or the issuer of the gift vouchers, nor will we reimburse any amounts lost as a result of, but not limited to, the aforementioned. You accept that we will not be held responsible for any actions the issuer of the gift vouchers may take in line with their own terms and conditions.

We will only pay the equivalent value of the referral fee payable to you by us in gift vouchers which you must confirm safe receipt of immediately upon receipt. If, after 7 days of the gift voucher being purchased and us receiving confirmation from the provider of the gift voucher that it has been issued to you, we will assume you have safely received the gift vouchers. Any issues raised to us by you after the 7-day period has passed will not be considered.

WHEN WE PAY

After your referral pays their first invoice to us, we will notify you of the number of cases they have at the time of entering the contract and the referral fees payable to you by us. Payment of the referral fees will be made to you by us within 30 days after your referral pays their first invoice to us. We may request an invoice to the value of the referral fees payable to you by us where it is deemed necessary. Should your referral fail to make payment to us equal to the value of their first invoice within 90 days of receipt of said invoice, any referral fees due to you in relation to the referral will become void.

KEY CONDITIONS

You agree to:

• make referrals honestly and accurately;

• not make false claims about our services;

• comply with relevant laws and disclosure requirements; and

• keep confidential any business or confidential information about us that we share.

We may:

• accept or decline any referral at our discretion; and

• if multiple people refer the same client the referral fees will go to the first person who made the referral.

Privacy: To the extent you share any personal data with us, you must ensure that you have a legal basis to do so. You must also inform the referral that we will reach out to them. You agree that you are authorised under the UK data protections laws to collect and share the referrals information with us. We will handle your personal data as set out in our privacy notice, as updated from time to time. You can find our privacy notice at https://www.121cashiers.co.uk/privacy-policy.

Liability: Where either party is liable under these terms and conditions, the liable party’s liability will be reduced proportionately to the extent the relevant liability was caused or contributed to by the other party’s negligence or their unlawful acts or omissions. Our aggregate liability for any liability arising from or in connection with these terms and conditions will be limited to 100% of the referral fee paid to you by us.

Expiry: There is no expiry date to this referral scheme. We reserve the right to cancel, amend, or withdraw this referral scheme at any time. Any referrals submitted prior to cancellation, amendment, or withdrawal of this referral scheme who subsequently sign up for our services and meet the criteria as set out in these terms and conditions will be honoured at our discretion in line with the terms and conditions set out at the time the referral was submitted to us.

Contracts (Rights of Third Parties) Act 1999: Nothing in these terms and conditions confers or is intended to confer any right to enforce any of its terms on any person who is not a party to it.

Entire agreement: These terms and conditions contain our complete agreement and supersede any previous discussions.

Governing law: These terms and conditions are governed by the laws of England and Wales.